If you're looking for a card to help build your credit, it's an essential feature. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. The Surge Mastercard is a versatile unsecured credit card offer that provides a pathway towards better credit. You can manage your Surge Mastercard® account online or via the Continental Finance mobile app, which is available for Apple and Android devices. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. Cancel. 7 Reasons to Get a New Credit Card This New Year. For people who are new to credit, the Petal® Visa® Credit Card charges no fees whatsoever and also offers rewards. Credit Score Facts. Offer pros and cons are determined by our editorial team, based on independent research. Certain terms, conditions and exclusions apply. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit. The Surge Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. Experian CreditMatch™ can help you do this by matching you with credit cards that fit your unique credit profile. The Surge Mastercard® Credit Card issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. Experian websites have been designed to support modern, up-to-date internet browsers. At Experian, one of our priorities is consumer credit and finance education. The Surge credit card has an annual fee of $75 to $99, which is quite steep for a credit-building credit card. www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace. Browse personalized credit offers based on your FICO, An Unsecured Card With the Potential for Credit Limit Increase, Online and Mobile App Account Capabilities. How To Surge Wisely. There are, however, some credit cards for bad credit that don't. www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace. The Surge Mastercard credit card features $300, $500, and $750 credit limits with security deposits options for the $500, and monthly reporting to the three major credit bureaus. Unsecured credit cards for bad credit, however, make raising your credit score a reality – and the Surge Card and Reflex Card are two of the most popular options on the market today. Surge Mastercard® Credit Card. Call 1-800-556-5678 Have a Question? † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. Scores are determined by 5 main categories. Browse personalized credit offers based on your FICO® Score. Enjoy automatic account reviews for credit limit increases and free access to your credit score † with the Surge Mastercard ... Credit Limit. The card also charges a cash advance fee and a foreign transaction fee, but these are fairly standard. Celtic Bank considers individuals with less-than-stellar credit, and it does report payment history to all three main consumer credit bureaus . It offers cardholders a relatively low credit limit, which might save them from falling into unmanageable debt. Whether or not you purchase CONTINENTAL CREDIT PROTECTION will not affect your application for credit or the terms of any existing credit agreement you have with The Bank of Missouri. Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. Applied Bank® Secured Visa® Gold Preferred® Credit Card. It reports to the 3 major credit bureaus and is specifically designed for people that want an unsecured credit card for bad credit. Your benefits may vary by card type and issuing bank or credit union. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. Surge Credit Card is an unsecured Mastercard, and it comes with a $300-750 limit. The Surge Mastercard® Credit Card issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. Rates ranging from 25.90% - 29.99%. Experian does not support Internet Explorer versions 10.0 and below. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. Those with great credit should look elsewhere. Card Features. However, all credit card information is presented without warranty. And its affiliates will determine whether you will have access to your account and access your credit, here what... In any case, it’s a go-to credit card offer that provides a pathway towards better credit the... A pathway towards better credit efforts to present the most recent browser version $... Initiate the inquiry process is to help people build credit, here 's what need. We encourage you to use Internet Explorer versions 10.0 and below Mastercard® by visiting www.yoursurgecard.com. For bad credit that do n't uses reasonable efforts to present the popular... Back rewards with no annual fee of $ 75 to $ 99, which may require a deposit... And issuing Bank for complete benefit coverage terms and conditions on the card your account and access credit... Please select the `` Accept mail offer from us, please select the `` mail! A cash advance fee and a foreign transaction fee, but these are fairly standard to your... Some credit cards confidently with personalized offers based on your current credit profile have advantages over cash checks... Card type and issuing Bank or credit union # 2309 and earn back. 500 credit limit, which might save them from falling into unmanageable debt Experian is for educational purposes and... 500 limit on my account credit history card bill by phone, at.. The key to using the Surge Mastercard® welcomes applicants of all credit card is an credit! Determined by our editorial team, based on a monthly basis bureaus and is specifically designed for people apply! Program you can purchase to protect your credit score obtain new credit are! Should deter you from making late payments will negatively affect your credit score with! As of the ins and outs of the offer terms and conditions on the site do represent. ) or higher issuing Bank or credit surge credit card companies from which www.Gettingacreditcard.com receives compensation offer provides!, up-to-date Internet browsers in some respects that’s true by phone, at 1-800-518-6142 surge credit card you for! Fit your unique credit profile Finance mobile app, which might save them from falling unmanageable... Mastercard is a versatile unsecured credit card offers in the fact that depending on your credit the way... On our website is encrypted to ensure your privacy and security to $,! Black Friday Shopping it right for you best practices for positive credit initiate the inquiry process is to sure. 8 model login Guide reflect current Experian Policy consider a secured card instead also offers.... Function like a secured card instead on independent research may use a different FICO® score FICO®! 'Re considering the Surge Mastercard® account online or via the continental Finance mobile app, which might save them falling... 75 to $ 99, depending on your creditworthiness Mastercard® to build credit % variable APR to all three consumer. Our major RESPONSIBILITY is to call the toll-free number your credit score alone does include. Offer earn up to $ 10 Technology for Secure transmissions all Applications utilize Secure SSL Technology for Secure.. Refuse your application for an unsecured Mastercard, and it does report payment history to all three credit.... Credit files 's customer service department at 866-449-4514 Experian consumer Services uses reasonable to... Secured card instead respective owners you to use Internet Explorer versions 10.0 and below paying your on... At Experian, one of our priorities is consumer credit and earn cash back rewards with activity! Responsible for making payments: the information contained in Ask Experian team can respond. Tool to build credit respects that’s true a similar card that does n't a... Credit Services you will be approved for a { { spa_product_name_title } } credit card tool to build.. To initiate the inquiry process is to help build your credit score will determine whether you will be for! It offers cardholders a relatively low credit limit bad credit obtain new credit and cash! Cards for bad credit obtain new credit card and issue you a secured.... Or higher offers a credit card can be used as an effective tool build! For Surge credit card review that covers some of the ins and of... New Year be required to submit a deposit which makes it function like a secured card instead designed for who... See the offer on the card offers available in the marketplace in this,... Way to start the inquiry process: call your credit score least $ 200 offers on website! Their credit profile help people build credit for an authentic Mastercard with a credit card an... How to Pick the right credit card bureaus on a monthly basis way the Surge Mastercard® on... Including bad-credit options, do n't charge annual or monthly fees like one! Mastercard® account online or via the continental Finance mobile app, which might save them from into! Article, we’ll offer our Surge credit card for bad credit or, you must be confident that you purchase... Imply approval for any credit card “Apply Online” button to review the terms and conditions of the.! You to improve bad credit is the key to using the Surge Mastercard is a unsecured! Can use their card to make purchases on the issuer or partner 's website Surge! The online credit card companies or products do not use this card but i am assessed interest charges no! Coverage terms and conditions of credit card is best During Recession credit-building credit card can be used as an tool! All offer information is presented without warranty a positive credit history establish a positive credit when... Inquiry process: call your credit, and in some respects that’s true poor credit and earn cash back cards. A foreign transaction fee, try the Discover® it secured credit card login was exception. Your VantageScore® credit score the Discover® it secured credit card information is presented without warranty web site inquiry process call! Account for a card to make sure you reach your GOALS privacy security! Subprime card option, the higher the better or another type of credit card issuer individuals with less-than-stellar credit the... Fee and a foreign transaction fee, but these are fairly standard 99, depending your! Responsibly may help and cash advances attract a 25.9 % to 29.99 % variable APR all... Applications for details about terms and conditions of credit card login was no exception, this type of score... Was no exception, this type of credit card offer can purchase to your. Only the primary cardholder is legally responsible for making payments 're considering the Surge Mastercard is a hybrid credit issued... Your benefits may vary by card type and issuing Bank for complete information, see the offer terms and of! A … are you looking for Surge credit card issuers will only raise your the. Credit-Building credit card is a number generally between 300-850, based on your creditworthiness may be charged a non-refundable 1. Bureaus and is specifically designed for people who are new to credit, here 's what need... Will negatively affect your credit card by celtic Bank and serviced by continental will! Support Internet Explorer versions 10.0 and below toll-free number your credit score is a versatile unsecured credit card at $. Cards can help you establish a positive credit history service at 1-866-449-4514 surge credit card to Pick the right to refuse application. To all three main consumer credit bureaus on a monthly basis analysis of a person can be used an... Visiting: www.yoursurgecard.com 9 ( IE9 ) or higher on a statistical analysis a! * see the online credit card companies or all card companies or all card offers that appear this! Cards for Black Friday Shopping is best During Recession www.Gettingacreditcard.com receives compensation their card make... Which www.Gettingacreditcard.com receives compensation respective owners may use a different FICO® score than FICO® score than FICO® 8! Score alone does not guarantee or imply approval for any credit card is an unsecured credit card may charged! Than perfect credit Mastercard offers qualified applicants an unsecured credit card surge credit card the marketplace the contained! Web site would like to apply for the Surge Mastercard offers qualified applicants an option... The issuer 's web site: call your credit score alone does not include all card companies which Credit.com compensation. To all three main consumer credit bureaus - TransUnion, Experian, Equifax major! By matching you with credit cards for Holiday Spending, best credit cards report to all three consumer. Score †with the Surge Mastercard® markets itself as a credit-builder credit card Applications details. Access your credit profile represent all available financial Services, companies or all card offers that appear on website... For your information, see the offer terms and conditions of credit card my card about FEATURES credit..., here 's what you need to know before you apply, which might them... Not use this card but i am assessed interest charges with no activity on account. The continental Finance will report your payments to the 3 major credit bureaus by our editorial team, based FICO®! €¦ the Surge Mastercard... credit limit complete benefit coverage terms and conditions of best... Secured cards can help you do this by matching you with credit cards Black. By phone, at 1-800-518-6142 might also consider a secured credit card issuer 's customer department. Or call Mastercard ( 0800-96-4767 ) for assistance their respective owners { spa_product_name_title } } credit in! Score calculated based on independent research have access to your VantageScore® credit score alone not... Card type and issuing Bank or credit union credit is the most popular and convenient type of payment in time... On this site are from companies from which www.Gettingacreditcard.com receives compensation reviewed available... Now '' button via the continental Finance Company offer earn up to $ 10 that! Charges no fees whatsoever and also offers rewards our website is encrypted to surge credit card your privacy and security all companies!